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Lunch Money vs Public

Both are Finance & Accounting tools. Below, the differences that matter: verified pricing, editorial scores and who each one is really for.

Lunch Money: Lunch Money is a personal finance tracker with auto-categorization, recurring budgets, and multi-currency support for individuals and couples. Pricing: from $10/mo. (data verified July 2026)

Public: Public is an agentic brokerage for multi-asset investing with AI-powered insights, options rebates, and low margin rates. Pricing: from $0 (no subscription fee; margin and rebates available). (data verified July 2026)

Transparency: if you buy through our links we may earn a commission, at no extra cost to you. Rankings cannot be bought. How we rate tools

At a glance

Lunch Money ◆ Public
Rating——
Pricingfrom $10/mofrom $0 (no subscription fee; margin and rebates available)
Pricing modelFreemium—
CategoryFinance & Accounting
Exclusive deal◆ 1 month Free—
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Editorial scorecard

Editorial score from our review methodology — not user ratings.

Ease of use 8.5 7.0
Features depth 7.5 9.0
Value for money 8.0 8.5
Support quality 6.5 6.5
Integrations 7.0 7.0
Scalability 6.0 8.0
Documentation 7.5 6.0
Onboarding speed 8.0 7.5
Overall7.47.4

Frequently asked questions

What is Lunch Money?

Lunch Money is a personal finance tracker with auto-categorization, recurring budgets, and multi-currency support for individuals and couples.

What is Public?

Public is an agentic brokerage for multi-asset investing with AI-powered insights, options rebates, and low margin rates.

How much do Lunch Money and Public cost?

Lunch Money: from $10/mo. Public: from $0 (no subscription fee; margin and rebates available).

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