Aeropay — Finance & Accounting

What is Aeropay?

Aeropay is a bank-connected payment network that enables businesses to accept payments, make payouts, and manage risk directly through bank accounts. It is designed to be a more affordable and efficient alternative to traditional card, cash, and check payments, leveraging the existing ACH infrastructure to offer faster settlement times and lower processing costs.

What problem does it solve?

Businesses often face high processing fees, slow settlement times, and the risk of chargebacks with traditional payment methods. Aeropay addresses these issues by offering a 50% lower processing cost compared to cards and payments that settle Same-Day or faster, accelerating cash flow. It also integrates built-in risk prevention to reduce returns and chargebacks.

Who is it for?

Aeropay is designed for US-based businesses in high-volume, online-focused industries such as gaming, specialized retail, e-commerce, marketplaces, and subscription services. It is particularly well-suited for companies looking to improve margins, reduce payment friction, and streamline their financial operations. It may be less relevant for businesses that primarily rely on in-person, cash-based transactions.

Real use cases

Use cases include offering instant payouts to gig workers or marketplace sellers, enabling low-cost subscription billing, providing a seamless bank payment option at checkout for e-commerce, and protecting platforms from fraud with AI-powered risk tools.

• Effortless bank connectivity (Sync) — Connect users' bank accounts in 15 seconds with a 20% higher first-time conversion rate.
• Pay by bank, perfected (Pay) — Enjoy 50% cost savings vs. cards and an industry-leading 90% approval rate on transactions.
• Always-on instant payouts (Payout) — Offer real-time settlement to any customer bank, 24/7/365, with flexible routing and Same Day fallback.
• Guaranteed protection with AI (Guard) — Prevent risk and fraud with AI models continuously trained across Aeropay's network.
• Customizable integration — Easily add a 'Pay by bank' button anywhere and tailor the flow to your specific use case.
• Full real-time visibility — Use APIs and webhooks to stream every payment event from initiation to settlement.

Aeropay pricing: Custom pricing.

For comparison: the median starting price in Finance & Accounting is $20/month, measured across 145 tools we track. See the full SaaS Pricing Index →

Custom Enterprise Pricing

Aeropay does not list standardized public pricing plans. As a B2B payment network, pricing is tailored to each business's specific transaction volume and needs. To get a quote and learn about potential cost savings, you need to contact their sales team.

Note: No free trial or free plan is mentioned in the provided context.

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