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Cheqbook — Finance & Accounting

from $4.94/mo

Cheqbook (Finance & Accounting): Cheqbook is fast, easy accounting software for beginners and pros, with plans from $4.94/mo. Pricing: from $4.94/mo. (data verified August 2026)

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About Cheqbook

What is Cheqbook?

Cheqbook is an online accounting platform designed to simplify bookkeeping for small business owners, freelancers, entrepreneurs, and professional bookkeepers. It combines automated transaction downloads, smart categorization, invoicing, and reporting in one tool.

What problem does it solve?

Manual bookkeeping is time-consuming and error-prone. Cheqbook automates data entry, categorizes transactions with AccuScore, and provides 15+ reports, saving you hours each month and reducing mistakes.

Who is it for?

Cheqbook suits beginners who need guidance and pros who want efficiency. It's ideal for freelancers, contractors, and small business owners. If you manage multiple businesses or clients, the Entrepreneur and Pro plans support up to 5 or 10 businesses respectively. If you need extreme customization or advanced inventory, you may prefer a more complex tool.

Real use cases

Freelancers send invoices and track payments. Contractors manage bills and print checks. Bookkeepers handle multiple client accounts, lock books, and share reports with accountants. Unlimited simultaneous users and free training make it easy for small teams.

Key features

  • AccuScore Smart Categorization – Automatically imports and categorizes transactions, saving up to 80 hours a year.
  • Unlimited Simultaneous Users – No extra cost for your team, including your accountant.
  • Invoicing & Online Payments – Send invoices and accept payments directly.
  • Bank Reconciliation – Fast reconciliation with automatic transaction downloads.
  • 15+ Reports – Including Balance Sheet and P&L, with export options.
  • Lock Your Books – Prevent unwanted changes after period close.
  • Free Training & Certification – Videos, webinars, and certification to get up to speed.

SaaSpartout Score

7.6 /10
Ease of use 8.5
Features depth 7.5
Value for money 8.0
Support quality 7.5
Integrations 6.5
Scalability 7.0
Documentation 7.0
Onboarding speed 8.5

Editorial score from our review methodology — not user ratings.

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Cheqbook Pricing

Cheqbook pricing: from $4.94/mo.

For comparison: the median starting price in Finance & Accounting is $20/month, measured across 145 tools we track. See the full SaaS Pricing Index →

Upload – $4.94/mo (reg. $9.88)

1 business, manual transaction uploads. Designed for SMB owners and freelancers. Includes all core features: unlimited users, reports, invoicing, and daily backups.

Proprietor – $9.87/mo (reg. $19.75)

1 business, automatic transaction downloads, designed for small business owners and freelancers. Same core features plus automation.

Entrepreneur – $19.87/mo (reg. $39.75) – Most Popular

5 businesses, for entrepreneurs and contractors. All features included, plus multi-business management.

Pro – $37.37/mo (reg. $74.75)

10 businesses, designed for bookkeepers and accountants. Full feature set with multi-client support.

All plans include a 30-day free trial, no credit card, no commitment. August sale: 50% off first 12 months.

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Frequently asked questions

How much does Cheqbook cost?
Cheqbook starts at $4.94/month (annual billing) for the Upload plan. Other plans: Proprietor $9.87/mo, Entrepreneur $19.87/mo, Pro $37.37/mo, with 50% off first 12 months during their current sale.
Does Cheqbook have a free trial?
Yes, Cheqbook offers a 30-day free trial with no credit card required and no commitment.
Who is Cheqbook best for?
Cheqbook is best for freelancers, small business owners, entrepreneurs, and bookkeepers who want an easy-to-use, fast accounting tool without a steep learning curve.
What are the top alternatives to Cheqbook?
Common alternatives include FreshBooks, Wave Accounting, and Xero. Cheqbook compares by offering more features and full feature access without limits.
Can I use Cheqbook for multiple businesses?
Yes, the Entrepreneur plan supports up to 5 businesses and the Pro plan supports up to 10 businesses.
What is the main limitation of Cheqbook?
Cheqbook lacks advanced inventory management and deep customization compared to some enterprise tools, but its simplicity is a plus for small business users.

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