Razorpay
Finance & Accounting
India's full-stack payment gateway that processes billions in transactions monthly with zero setup fees.
Free·Free · 2% per transaction (cards/UPI) · from ₹0 setup
About Dwolla
Dwolla replaces clunky payment gateways with a direct bank-to-bank transfer system. It handles ACH, real-time payments, and push-to-debit through a single API, cutting out card networks and their fees.
What it does
Dwolla provides a white-label payment platform that lets businesses initiate and receive bank transfers programmatically. It manages compliance, fraud detection, and settlement across multiple payment rails.
Best for
- Fintechs building payment features into their apps
- Marketplaces needing to pay out sellers
- Platforms handling recurring billing or disbursements
Strengths
- Direct bank integration reduces transaction costs vs. cards
- Handles regulatory compliance (KYC/AML) for you
- Supports same-day settlement on eligible transactions
Key features
- ACH Transfers — Send and receive payments via the Automated Clearing House network
- Real-Time Payments — Instant settlement through the RTP network
- Push-to-Debit — Fund debit cards instantly from bank accounts
- White-Label Experience — Customize the payment flow under your brand
- Compliance Suite — Built-in KYC, fraud monitoring, and transaction screening
- API-First Design — RESTful APIs for seamless integration into existing systems
Dwolla Pricing
Dwolla pricing: Custom quote. Billing model: Custom.
