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Invoice Ninja — Finance & Accounting

from $0/mo

Invoice Ninja (Finance & Accounting): Invoice Ninja is a free invoicing and payment platform for freelancers and small businesses with a $0 forever plan. Pricing: from $0/mo. (data verified August 2026)

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About Invoice Ninja

What is Invoice Ninja?

Invoice Ninja is a cloud-based invoicing and payment platform designed for freelancers, small businesses, consultants, agencies, contractors, designers, developers, and accountants. It streamlines the entire billing process—from creating professional invoices and quotes to tracking time, managing expenses, and collecting online payments—so you can run your business with clarity and get paid faster.

Why use Invoice Ninja?

Manual invoicing is time-consuming and error-prone. Invoice Ninja solves this by automating recurring billing, offering customizable invoice templates, and enabling clients to pay in one click via popular gateways like Stripe, PayPal, and Square. It also provides a branded client portal, e-signature for quotes, and bank-level security—all without requiring a credit card to start.

Who is it for?

Invoice Ninja is ideal for freelancers and small businesses that need a complete suite of invoicing, expense tracking, and project management tools without breaking the bank. It’s not designed for large enterprises that require advanced ERP features or complex multi-entity accounting—those users may need a more robust solution.

Key features

  • Professional Invoicing — Create, send, and manage invoices with 11 customizable templates, branded with your logo and colors.
  • Online Payments — Clients pay directly from the invoice in one click via Stripe, PayPal, Square, GoCardless, and more.
  • Recurring & Auto-Billing — Set up automated billing cycles to improve cash flow and reduce manual follow-up.
  • Time Tracking & Projects — Create projects, track billable time, use Kanban boards, and convert tasks to invoices in one click.
  • Expense Management — Manage expenses, track vendors and purchase orders, and auto-import bank transactions.
  • Branded Client Portal — Give clients a personalized portal at Billing.YourCompany.com to view and pay invoices.
  • Zapier & Integrations — Connect with Gmail, QuickBooks, Slack, MailChimp, and hundreds more via Zapier, Make, and Pabbly.

SaaSpartout Score

7.8 /10
Ease of use 8.5
Features depth 8.0
Value for money 9.0
Support quality 7.0
Integrations 7.5
Scalability 6.5
Documentation 7.5
Onboarding speed 8.0

Editorial score from our review methodology — not user ratings.

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Invoice Ninja Pricing

Invoice Ninja pricing: from $0/mo.

For comparison: the median starting price in Finance & Accounting is $20/month, measured across 145 tools we track. See the full SaaS Pricing Index →

Free Plan

$0 forever — includes invoicing, quotes, expense tracking, and 4 invoice templates. No credit card required.

Pro Plan

Starts at $12/month (annual billing) — includes 11 customizable templates, recurring invoices, auto-billing, time tracking, and more.

Enterprise Plan

Starts at $24/month (annual billing) — includes all Pro features plus advanced security, white-label options, and priority support.

All plans come with a 30-day money-back guarantee on paid tiers. Check the official pricing page for the most current details.

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Frequently asked questions

Is Invoice Ninja really free?
Yes, Invoice Ninja offers a free plan that is free forever, with no credit card required. It includes basic invoicing, quotes, expense tracking, and 4 invoice templates.
How much does Invoice Ninja cost after the free trial?
Invoice Ninja doesn't require a free trial for its free plan—you can use it free forever. For paid plans, Pro starts at around $12/month and Enterprise at around $24/month when billed annually.
Who is Invoice Ninja best for?
It's best for freelancers, small businesses, consultants, agencies, contractors, designers, developers, and accountants who need a complete invoicing and payment solution without high costs.
What are the top alternatives to Invoice Ninja?
Popular alternatives include FreshBooks, QuickBooks Online, Wave, and Zoho Invoice. Each offers different pricing and features, so compare based on your specific needs.
What is the main limitation of Invoice Ninja?
The free plan has limited templates and features compared to paid plans. For advanced automation, white-labeling, and priority support, you'll need to upgrade.

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