Bonsai is an all-in-one business management platform for freelancers and service teams, covering CRM, proposals, contracts, invoicing, time tracking, and expenses.
from $9/user/mo
About My Finally
What is My Finally?
My Finally is a personal finance tool that provides a free Financial Health Score and detailed spending insights. It analyzes your transactions to show exactly where your money goes, what's holding you back, and what you can do about it.
What problem does it solve?
It solves the common problem of not understanding your own finances. Many people make good money but still feel broke, or know they should save but don't know where to start. My Finally removes the guesswork by identifying recurring charges, avoidable interest, spending habits, and idle cash.
Who is it for?
It's for individuals who want a quick, jargon-free financial checkup without building spreadsheets. It's especially useful for those who suspect they're paying for subscriptions they forgot or spending too much on categories like dining out. It's not for investors seeking portfolio management or accountants needing detailed bookkeeping tools.
Real use cases
Use My Finally to uncover forgotten subscriptions, see your cash flow health, track your lifestyle cost relative to income, and get personalized next steps to improve your safety net. It's designed to give you answers in under five minutes.
Key features
- Financial Health Score — Get an overall score (0-100) with a breakdown of five key factors: cashflow health, debt management, spending control, income consistency, and safety net.
- Spending Behavior Analysis — See every dollar out by category, with each shown as a share of your income.
- Hidden Leaks Detection — Discover recurring charges, avoidable interest, and spending habits that could be costing you up to $2,760/year*.
- Lifestyle Cost & Runway — Know your monthly lifestyle cost and how many days of cover you have if your income stops.
- Personalized Recommendations — Get 5 tailored moves based on your spending patterns, with actionable steps.
SaaSpartout Score
7.1
/10
Editorial score from our review methodology — not user ratings.
◆ AI advisor — 30 seconds, no signup
Why are you looking at Finance & Accounting tools today?
My Finally Pricing
My Finally pricing: Free to start, no credit card needed. Billing model: Free.
For comparison: the median starting price in Finance & Accounting is $20/month, measured across 145 tools we track. See the full SaaS Pricing Index →
Free
Free to start with no credit card required. Get your Financial Health Score and spending insights in under five minutes. Your data is encrypted and never sold.
No paid plans are currently listed on their website.
Frequently asked questions
Is My Finally free?
Yes, My Finally is free to start. No credit card is needed.
How much does My Finally cost?
There is no listed pricing as of now. The tool is free to start, and no paid plans are mentioned.
Who is My Finally best for?
It's best for individuals who want a quick, jargon-free financial health check and personalized insights on their spending, without needing to build spreadsheets.
What are top alternatives to My Finally?
Alternatives include Mint, YNAB, Personal Capital, and other budgeting apps. However, My Finally differentiates with its focus on a single financial health score and actionable leaks detection.
How does My Finally work?
It connects to your bank accounts and analyzes your transactions to generate a Financial Health Score, spending breakdown, and personalized recommendations.
What is a hidden leak in My Finally?
Hidden leaks are recurring charges, avoidable interest, or spending habits you may not be aware of, such as forgotten subscriptions or high dining out costs. My Finally estimates you could keep an average of $2,760/year*.
