NMI — Finance & Accounting

What is NMI?

NMI is a fully integrated embedded payments platform designed for ISOs (Independent Sales Organizations) and SaaS companies. It provides a flexible, modular suite of payment solutions—including a white-label payment gateway, merchant management tools, and access to card, bank, and real-time payment rails—all from a single platform. NMI aims to simplify the complexities of payments so businesses can focus on growth and innovation.

What problem does it solve?

Traditionally, payment processing, merchant onboarding, and revenue management were fragmented and cumbersome. NMI solves this by unifying those processes into one ecosystem. It enables you to onboard merchants in minutes, manage the full merchant life cycle with built-in CRM and underwriting tools, and create new revenue streams by accepting various payment methods—all while reducing operational complexity and speeding up time-to-market.

Who is it for?

NMI is best for payment technology companies, ISVs, SaaS platforms, and financial institutions that want to embed payments into their offerings. It's also powerful for ISOs that need to manage a portfolio of merchants efficiently. If you're a developer or platform looking to monetize payments without building a full payments infrastructure, NMI is a strong fit. However, if you're a small business owner seeking a simple payment processor to accept credit cards at a retail store, NMI is not the right choice—it's designed for B2B and embedded scenarios.

Real use cases

For example, a SaaS subscription platform can use NMI to allow merchants to accept payments without PCI compliance headaches, while the platform shares in the net revenue. A large ISO can use MerchantCentral to underwrite and onboard hundreds of merchants daily, with automated forecasting and risk management. A digital wallet app might leverage NMI to offer instant payouts via real-time rails, enhancing user experience with faster access to funds.

• Embedded Payments Platform — Integrate payment acceptance seamlessly into your own software or product, keeping the experience white-label.
• PaymentGateway — Feature-rich, secure gateway supporting card, bank, and real-time payments, giving your customers multiple ways to pay.
• MerchantCentral — Combined CRM and underwriting tools to manage the entire merchant life cycle, from application to onboarding and beyond, all in one place.
• Modular Architecture — Choose only the components you need, allowing you to adapt and scale without ripping-and-replacing your existing technology.
• New Revenue Streams — Monetize your payments through different payment methods and shared net revenues, increasing your earning potential.
• Speed to Market — Launch faster with a ready-to-use, scalable payment infrastructure, minimizing development time and effort.

NMI pricing: Custom pricing (contact sales).

For comparison: the median starting price in Finance & Accounting is $19/month, measured across 145 tools we track. See the full SaaS Pricing Index →

Custom Pricing

NMI does not publicly list pricing plans. You'll need to contact sales for a custom quote tailored to your business volume and needs. They typically work on a per-transaction or monthly fee structure, but exact numbers depend on specifics. NMI does not advertise a free trial or free plan, so plan for a sales conversation.

For exact pricing, visit the NMI website or contact their sales team.

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