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Patriot Software Finance & Accounting

from $17/mo + $4 per worker

Patriot Software (Finance & Accounting): Patriot Software is simple, affordable accounting and payroll for small businesses, starting at $20/month. Pricing: from $17/mo + $4 per worker. (data verified August 2026)

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About Patriot Software

What Patriot Software Does

Patriot Software is a cloud-based suite that combines accounting, payroll, and add-on HR and time-tracking tools for American small businesses. It solves the problem of juggling disconnected systems by putting invoicing, expense tracking, payroll runs, and tax filings under one login.

Who It's For

It's best for small business owners who need straightforward software without a steep learning curve. If you want to run payroll in under three minutes, send invoices, and track finances without hiring a bookkeeper, Patriot is built for you. It's also ideal for accountants and bookkeepers via its Partner Program with special pricing.

Who It's Not For

It is not designed for mid-market or enterprise companies needing deep customization, complex inventory management, or multi-entity consolidation. Those businesses should look at larger ERP systems.

Real Use Cases

A freelance consultant uses Accounting Basic to invoice customers and track expenses from a phone. A small restaurant uses Payroll Full Service for tax filings and the Time & Attendance add-on for hourly workers. A landscaping company uses the contractor portal to pay 1099 workers.

Key features

  • Unlimited payrolls — Process payroll as many times as you need at no extra cost.
  • Free direct deposit — Pay your employees without per-payroll fees.
  • Accounting + Payroll under one login — Seamlessly manage invoices, expenses, and payroll together.
  • Stripe integration — Accept credit card payments on invoices directly.
  • Free USA-based support — Real humans, available 9am-7pm ET, at every tier.
  • Full Service Payroll — Federal, state, and local tax filings and deposits, with a reliability guarantee.
  • Employee mobile app — Workers can view paychecks and edit tax withholding on iOS or Android.

SaaSpartout Score

7.5 /10
Ease of use 8.5
Features depth 7.0
Value for money 8.0
Support quality 8.5
Integrations 6.5
Scalability 6.0
Documentation 7.5
Onboarding speed 8.0

Editorial score from our review methodology — not user ratings.

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Patriot Software Pricing

Patriot Software pricing: from $17/mo + $4 per worker.

For comparison: the median starting price in Finance & Accounting is $20/month, measured across 145 tools we track. See the full SaaS Pricing Index →

Accounting Basic — $20/month

Unlimited customers & invoices, unlimited vendors & payments, automatic bank imports, income & expense tracking, credit card payments, financial reports, account reconciliation.

Accounting Premium — $30/month

Everything in Basic, plus estimates, user permissions, recurring invoices, payment reminders, receipt/document management, and subaccounts.

Basic Payroll — $17/month + $4 per worker

Free direct deposit, free employee portal, unlimited payrolls, auto payroll, contractor payments, and robust payroll reports.

Full Service Payroll — $37/month + $5 per worker

All Basic features plus federal, state, and local tax filings and deposits, year-end filings, and a tax filing reliability guarantee.

Add-ons: Time & Attendance and HR Software are each $6/month (plus $2/employee).

Free trial: All products come with 30 days free, then 50% off for 6 months. No long-term contracts.

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Frequently asked questions

How much does Patriot Software cost?
Accounting starts at $20/month. Payroll starts at $17/month plus $4 per worker paid. Full Service Payroll is $37/month plus $5 per worker. All plans include a 30-day free trial.
Is there a free trial?
Yes, every Patriot Software product has a free 30-day trial. After that you get 50% off for 6 months.
Who is Patriot Software best for?
It's best for American small businesses that want simple, affordable accounting and payroll. It works well for freelancers, contractors, restaurants, and service businesses. It's not ideal for enterprises needing complex ERP features.
Does Patriot Software have a free plan?
No. There is a free 30-day trial, but no permanent free tier. The lowest monthly cost is $17 for Basic Payroll or $20 for Accounting Basic.
What are the top alternatives to Patriot Software?
Common alternatives include Gusto, QuickBooks Payroll, ADP, and Paychex. Patriot often wins on price and simplicity, while Gusto is known for its employee experience and QuickBooks for deep accounting integrations.
Does Patriot Software handle tax filings?
Yes, but only with the Full Service Payroll plan. It handles federal, state, and local tax filings and deposits, plus year-end forms, with a tax filing reliability guarantee.

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