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Payhere Finance & Accounting

from $0/mo

Payhere (Finance & Accounting): Payhere is a free invoicing and payment collection platform for freelancers and small businesses. Pricing: from from $0/mo. (data verified July 2026)

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About Payhere

What is Payhere?

Payhere is a straightforward invoicing and payment collection tool designed to help freelancers, contractors, and small businesses get paid faster. It eliminates the hassle of chasing payments by enabling you to send professional invoices, accept credit card payments, and receive funds directly to your bank account—all with no monthly subscription fees.

Who is it for?

Payhere is built for solopreneurs, freelancers, and micro-businesses who need a simple, no-cost way to invoice clients and accept payments. It is not intended for large enterprises or teams requiring advanced accounting, inventory management, or multi-user workflows.

Real Use Cases

Freelance designers send polished invoices with a single click, collecting payment via credit card before starting work. Contractors create recurring invoices for monthly retainer clients, with automatic payment reminders. Small service businesses use Payhere to accept deposits and final payments without dealing with complex merchant accounts.

Key features

  • Free Invoicing — Create and send unlimited professional invoices at no cost.
  • Payment Reminders — Automatically remind clients when invoices are due or overdue.
  • Credit Card Processing — Accept Visa, Mastercard, and Amex directly through your invoices.
  • Direct Bank Payouts — Receive funds directly to your bank account, no PayPal intermediary.
  • Recurring Invoices — Set up recurring billing for subscriptions or retainer clients.
  • Invoice Templates — Customize invoices with your logo and brand colors.

SaaSpartout Score

6.7 /10
Ease of use 8.5
Features depth 6.0
Value for money 9.5
Support quality 6.5
Integrations 4.0
Scalability 5.0
Documentation 6.0
Onboarding speed 8.0

Editorial score from our review methodology — not user ratings.

Payhere Pricing

Payhere pricing: from $0/mo.

Free Plan — $0/mo

Unlimited invoices, payment reminders, and free credit card processing setup. Transaction fees apply per payment (2.9% + $0.30 per transaction). No monthly subscription, no hidden fees.

No free trial needed—it is always free to use with pay-as-you-go transaction fees.

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Frequently asked questions

Is Payhere really free?
Yes, Payhere’s basic invoicing and payment collection is free. There is no monthly subscription. You only pay a transaction fee (2.9% + $0.30) when a client pays via credit card.
How does Payhere work?
You create an invoice in Payhere, share the payment link with your client, and they pay by credit card. Funds are deposited directly into your bank account within 1-3 business days.
Who is Payhere best for?
Freelancers, independent contractors, and very small businesses who need a simple, no-cost way to invoice and accept credit card payments without a monthly commitment.
What are the alternatives to Payhere?
Popular alternatives include Square Invoices (free invoicing with similar transaction fees), Wave (free accounting with payment processing), and FreshBooks (paid, more features).
Can I send recurring invoices with Payhere?
Yes, Payhere supports recurring invoices for subscription-based services or retainer clients, with automatic payment reminders.
What is the main limitation of Payhere?
Payhere is designed for simple invoicing and payment collection only. It lacks advanced accounting features, expense tracking, multi-user access, and detailed financial reports found in fuller accounting suites.
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