PayorCRM — Finance & Accounting

What is PayorCRM?

PayorCRM is an accounts receivable (AR) tool combined with an AI Finance CRM, designed to help growing businesses streamline invoicing, payment collections, and customer communications. It integrates with major accounting software like QuickBooks Online, QuickBooks Desktop, and NetSuite, allowing you to manage billing from a centralized platform.

Problem it solves

PayorCRM addresses the common pain points of late payments, high payment processing fees, and manual follow-ups. It helps reduce CC and ACH acceptance fees—businesses lose up to $15,000 per $500K revenue—and automates invoice reminders, enabling faster payments and improved cash flow.

Who it's for

It is ideal for small to mid-sized businesses that use QuickBooks or NetSuite and want to reduce payment processing costs, automate collections, and offer a branded customer portal. It may not be suitable for businesses with very low ACH volumes, as direct bank integration setup takes 2-3 weeks.

Real use cases

Send one-click payment links in emails, set up AutoPay for recurring invoices, automate reminders and statements, and provide a customer portal with file sharing. AI summarizes billing conversations and tracks email opens and PDF downloads.

• One-click payments in email — Customers can pay directly from email, increasing on-time payment rates.
• AutoPay setup — Let customers set up future invoices to be paid automatically via saved card or bank account.
• Automated reminders & statements — Send invoice reminders automatically to all or select customers.
• Branded customer portal — Deploy a portal with file sharing, payment history, and invoice downloads.
• AI Finance CRM — Summarize billing conversations and track email opens and PDF downloads.
• CC surcharging & lower ACH fees — Pass on credit card fees to customers and use direct bank integration for cheaper ACH processing.
• Accounting software integrations — Works with QuickBooks Online, QuickBooks Desktop, NetSuite, and more.

PayorCRM pricing: from $99/mo.

For comparison: the median starting price in Finance & Accounting is $20/month, measured across 145 tools we track. See the full SaaS Pricing Index →

Small business — $99/month

Includes QuickBooks Online/D, no email limits, $0 transaction fees, CC surcharging, ACH at $0.50/transaction using US Bank, 2 GB file sharing, and up to $2M revenue yearly.

Mid-sized business — $200/month

Includes QuickBooks Online/D or NetSuite, no user/email limits, $0 transaction fees, CC surcharging, ACH at $0.50/transaction using your own bank, 5 GB file sharing, and AI invoice status tracking.

Enterprise business

Custom pricing. Includes NetSuite or other enterprise ERPs, customizations, $0 transaction fees, no payment processor lock-in, same-day ACH settlement, EDI, customer/state-level surcharging, and no contract lock-ins. Paid trial available.

Note: Your payment processor will continue to charge a fee. No additional transaction fees charged by PayorCRM. ACH fees vary by bank and transaction volumes.

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