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PayOS Finance & Accounting

Free to start

PayOS (Finance & Accounting): PayOS is a Vietnamese payment gateway that helps businesses accept online payments easily. Pricing: Free to start. (data verified August 2026)

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About PayOS

What is PayOS?

PayOS is a payment gateway designed for businesses in Vietnam. It simplifies the process of accepting online payments, whether from credit/debit cards, bank transfers, or e-wallets. This allows businesses to focus on their core operations instead of dealing with payment complexities.

Who is PayOS for?

PayOS is ideal for small to medium-sized businesses, e-commerce stores, and freelancers in Vietnam who need a straightforward way to collect payments. It is not designed for large enterprises with complex, global payment needs.

Key Benefits

PayOS helps businesses reduce the hassle of payment setup and merchant account approvals. With its API-first approach, developers can integrate PayOS quickly, letting businesses start accepting payments almost immediately. This is particularly useful for new online stores, service providers, and subscription-based businesses.

Key features

  • Multiple Payment Methods — Accept credit cards, debit cards, bank transfers, and popular e-wallets.
  • Quick Integration — Simple API and ready-made plugins for popular e-commerce platforms.
  • Secure Transactions — Compliant with PCI-DSS standards to protect customer data.
  • Real-time Dashboard — Monitor transactions and track revenue easily.
  • Automatic Reconciliation — Reduce manual work with automated matching of payments to orders.
  • Local Support — Dedicated support in Vietnamese, with English support available.

SaaSpartout Score

7.4 /10
Ease of use 8.0
Features depth 7.5
Value for money 8.5
Support quality 7.0
Integrations 6.5
Scalability 6.0
Documentation 7.0
Onboarding speed 8.5

Editorial score from our review methodology — not user ratings.

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PayOS Pricing

PayOS pricing: Free to start. Billing model: Free.

For comparison: the median starting price in Finance & Accounting is $19/month, measured across 145 tools we track. See the full SaaS Pricing Index →

Free Plan

Start with a free plan that includes all basic features, with transaction fees applied per payment. No upfront cost.

Note: Contact PayOS for specific transaction fees and premium plan pricing.

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Frequently asked questions

Is there a free plan available for PayOS?
Yes, PayOS offers a free plan that allows you to start accepting payments without any upfront cost. You only pay transaction fees per successful payment.
What types of payments can I accept with PayOS?
PayOS supports credit/debit cards, bank transfers, and common e-wallets in Vietnam.
Who should use PayOS?
PayOS is best for small to medium-sized businesses and e-commerce sellers operating in Vietnam. It's not ideal for large enterprises with international payment needs.
How much does PayOS cost?
PayOS is free to start, with transaction fees applied per payment. For specific transaction fee rates, contact PayOS directly.
What are the top alternatives to PayOS?
Top alternatives include Paystack, Stripe, and Paypal, but PayOS is specifically designed for the Vietnamese market with local payment methods.
Does PayOS offer a trial period?
Yes, the free plan essentially serves as a trial—you can use the platform fully without any monthly fee and pay only transaction fees when you go live.

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