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PayTraq Finance & Accounting

from €20/mo

PayTraq (Finance & Accounting): PayTraq is a cloud-based accounting and inventory management suite with pricing from €20 per month. Pricing: from €20/mo. (data verified August 2026)

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About PayTraq

What is PayTraq?

PayTraq is a cloud-based business suite that combines online accounting, inventory management, sales, purchasing, and warehousing in one integrated platform. It is designed for small and medium-sized businesses that need a simple yet effective alternative to complex ERP systems.

What problem does it solve?

It eliminates the need for multiple disjointed tools by providing real-time visibility into financials, stock, and transactions. Business owners can manage invoicing, track expenses, and monitor inventory without manual reconciliation.

Who is it for?

PayTraq is ideal for small to medium business owners who want an all-in-one solution, and for accountants and bookkeepers who need to collaborate with clients on a shared platform. It is not suitable for large enterprises requiring advanced customization.

Real use cases

A retail store can track stock levels across multiple locations with FIFO costing. A service company can automate recurring invoices. An accountant can review live client data without back-and-forth file transfers.

Key features

  • Integrated Sales — Create quotes, sales orders, and invoices with multi-currency support.
  • Purchasing Management — Track bills and expenses with full integration to accounting and inventory.
  • Warehouse Control — Manage stock movements, multiple locations, and product lots with AVG/FIFO costing.
  • Real-Time Collaboration — Multiple users can work on the same data simultaneously from any browser.
  • Bank-Level Security — 256-bit SSL encryption, automatic backups, and unlimited data storage.
  • Fixed Assets & Payroll — Manage fixed assets, financial loans, and payroll within the suite.

SaaSpartout Score

6.8 /10
Ease of use 7.5
Features depth 8.0
Value for money 7.0
Support quality 6.5
Integrations 5.5
Scalability 6.0
Documentation 6.5
Onboarding speed 7.0

Editorial score from our review methodology — not user ratings.

PayTraq Pricing

PayTraq pricing: from €20/mo.

Start — €20/month

Up to 3 users, 1 company, all features, customer support.

Plus — €30/month

Up to 10 users, 1 company, all features, customer support.

Pro — €70/month

Up to 50 users, 1 company, all features, customer support.

All plans include a 14-day free trial with no credit card required. Annual billing saves up to 30%.

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Frequently asked questions

What is PayTraq and how does it work?
PayTraq is a cloud-based accounting and inventory management suite. It lets you manage sales, purchasing, warehousing, and finances in one place, with real-time data accessible from any browser.
How much does PayTraq cost?
PayTraq pricing starts at €20 per month for the Start plan (up to 3 users), €30 per month for Plus (up to 10 users), and €70 per month for Pro (up to 50 users). Annual billing saves up to 30%.
Is there a free trial or free plan?
PayTraq offers a 14-day free trial with no credit card required. You get access to all features during the trial. There is no permanent free plan.
Who is PayTraq best for?
PayTraq is best for small to medium-sized businesses that need simple cloud accounting and inventory management, and for accountants who want to collaborate with clients on a live platform.
What are the top alternatives to PayTraq?
Popular alternatives include QuickBooks Online, Xero, and Zoho Books, which also offer cloud-based accounting. For inventory-focused needs, tools like TradeGecko (now QuickBooks Commerce) may be considered.
What is a key limitation of PayTraq?
PayTraq is designed for SMEs with up to 50 users; larger enterprises may need more scalability. Also, there are limits on companies and users per plan, and some advanced features may require contacting support for special arrangements.
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