Bonsai is an all-in-one business management platform for freelancers and service teams, covering CRM, proposals, contracts, invoicing, time tracking, and expenses.
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About Pearler
What is Pearler?
Pearler is an all-in-one finance platform designed for long-term, sensible wealth creation. It combines investing in ASX and US shares, superannuation, and home-buying savings into one account. Pearler helps Australians take control of their money, so they don't have to work or rent forever.
What problem does it solve?
Traditional brokers often encourage frequent trading, but Pearler focuses on boring, long-term investing. It automates deposits and purchases, making it easy to build wealth steadily over time. It also offers features like Micro investing (from as little as $5) and HomeSoon to boost first home deposits via the First Home Super Saver scheme.
Who is it for?
Pearler is for Australians who want to invest for the long term—whether they're just starting, saving for a first home, planning for retirement, or investing for their kids. It's not for day traders or those looking for frequent trading tools.
Real use cases
Users like Chantal (23) use Pearler to set up automated ETF investments and track their portfolio. Nathan (28) enjoys choosing ETF portions in a pie. Jade (38) automated her investing and let her money grow by itself. Eadie (34) tracks her net worth across properties, super, and savings.
Key features
- CHESS-sponsored ASX investing — Buy and sell ASX ETFs and shares with peace of mind.
- US fractional shares — Invest in whole or fractional US shares and ETFs.
- Micro investing from $5 — Start with as little as $5, choose from 10 investment funds.
- Pearler Super — Take control of your super with 0% Pearler investment management fees.
- HomeSoon — Maximise the First Home Super Saver scheme to boost your deposit.
- Headstart for kids — Invest in your child's future with as little as $5.
- Automated investing — Set up deposits and let Pearler invest automatically.
SaaSpartout Score
7.5
/10
Editorial score from our review methodology — not user ratings.
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Why are you looking at Finance & Accounting tools today?
Pearler Pricing
Pearler pricing: from $2/mo.
For comparison: the median starting price in Finance & Accounting is $20/month, measured across 145 tools we track. See the full SaaS Pricing Index →
ASX Invest
$6.50 AUD per buy/sell, prepay for 15% off to save $1.00 per trade. Free deposits, dividends, transferring shares, and account closure.
US Invest
$6.50 AUD per buy/sell, prepay for 15% off. Plus 50 bps FX conversion fee. Fractional shares and instant purchases.
Micro Invest
$2.00 AUD flat fee per month, first two months free. No transaction fees on buys/sells (PDS applies). Choose from 10 investment funds.
Super & HomeSoon
Super: 0% Pearler investment management fees, low admin and brokerage fees. HomeSoon is a feature of Pearler Super, so same pricing.
Frequently asked questions
Is Pearler free?
Pearler has a free plan for ASX and US Invest accounts (no monthly fee, but per-trade fees apply). Micro Invest has a $2/month fee with the first two months free.
How much does Pearler cost?
ASX and US trades cost $6.50 AUD per buy/sell, with a 15% discount if you prepay. Micro Invest is $2/month. Super has low admin fees from 0.438%.
What is Pearler best for?
Pearler is best for long-term investors in Australia who want to automate investing in ASX and US shares, super, and home savings. It's not designed for day trading.
What are the alternatives to Pearler?
Alternatives include Stake, SelfWealth, Spaceship, and CommSec. Compare fees and features to find the best fit for your investing style.
Can I invest in the US with Pearler?
Yes, Pearler offers US investing with whole or fractional shares, instant purchases in AUD, and a 50 bps FX conversion fee.
