Bonsai ◆
Bonsai is an all-in-one business management platform for freelancers and service teams, covering CRM, proposals, contracts, invoicing, time tracking, and expenses.
from $9/user/mo
About Revolut
What is Revolut?
Revolut is a digital banking and financial super-app that lets you manage your money from your phone. It combines a current account, savings with up to 5% AER (variable) on Instant Access Savings, commission-free stock and ETF investing, budgeting tools, international transfers, and more — all in one place. It solves the problem of juggling multiple apps or banks for daily spending, saving, sending money abroad, and investing.
Who is it for?
Revolut is designed for individuals and freelancers who want modern, global, mobile-first financial management. It is ideal for frequent travellers, remote workers, and anyone wanting to earn interest on savings or invest in stocks and ETFs with low fees. It is less suited to those who need in-person branch banking or complex business lending.
Real use cases
Use Revolut to receive your salary, automate savings, earn cashback with a Pro account for freelance payments (up to 1% cashback on Ultra), create virtual cards for online shopping, send money abroad with low fees, and earn RevPoints on everyday spending — redeemable for airline miles or hotel stays. The app also offers Kids & Teens accounts (age 6-17) with parental controls, and eSIM data plans for over 100 countries.
Key features
- Instant Access Savings — Earn up to 5% AER (variable) on savings with no withdrawal penalties or fees (time-limited boosted rate).
- RevPoints Rewards — Earn points on card spending (up to 1 point per £1 spent on Ultra) and redeem for air miles or travel discounts.
- Commission-Free Investing — Trade 5,000+ stocks and ETFs without commission within your monthly allowance (capital at risk).
- Virtual & Physical Cards — Create virtual cards instantly for online payments, add to Apple Wallet or Google Wallet.
- International Transfers — Send money abroad with fee discounts (up to free on Metal and Ultra plans).
- Kids & Teens Accounts — Manage linked accounts for children aged 6-17 with parental controls (up to 5 accounts).
SaaSpartout Score
7.5
/10
Editorial score from our review methodology — not user ratings.
Revolut Pricing
Revolut pricing: from Free (Standard). Billing model: Freemium.
Standard (Free)
Free plan with basic banking features, UK and international transfers (2% fee after monthly ATM limit), 1 RevPoint per £10 spent, children's accounts, and in-app support.
Plus (£3.99/month)
Personalised Plus card, 20% discount on international transfer fees, £200/month fee-free ATM withdrawals, 1 RevPoint per £10 spent, and purchase insurance.
Premium (£7.99/month)
Personalised Premium card, 40% discount on international transfers, £400/month fee-free ATM withdrawals, 1 RevPoint per £4 spent, brand subscriptions, travel insurance, and priority chat support.
Metal (£14.99/month)
Personalised Metal card, free international transfers, £800/month fee-free ATM withdrawals, 1 RevPoint per £2 spent, airport lounge access (discounted), global eSIM data (3GB/month), and comprehensive travel cover.
Ultra (£55/month)
Platinum-plated card, free international transfers, £2,000/month fee-free ATM withdrawals, 1 RevPoint per £1 spent, unlimited airport lounge access, monthly global data, trip cancellation cover, and priority phone support (English only).
Frequently asked questions
Is Revolut free?
Yes, Revolut offers a free Standard plan with basic banking features. Paid plans start at £3.99/month (Plus) and go up to £55/month (Ultra) for extra benefits.
How much does Revolut cost?
Revolut has five plans: Standard (free), Plus (£3.99/month), Premium (£7.99/month), Metal (£14.99/month), and Ultra (£55/month). Each tier adds more features like higher ATM limits, travel insurance, and rewards.
What is Revolut best for?
Revolut is best for individuals wanting an all-in-one digital banking app with savings (up to 5% AER), commission-free investing, international transfers, and rewards. It's also great for freelancers (via Revolut Pro) and families (Kids & Teens accounts).
How does Revolut make money?
Revolut makes money through paid subscription plans (Plus, Premium, Metal, Ultra), foreign exchange fees on some transfers, ATM fees above monthly limits, and interest on lending. It does not rely solely on selling user data.
What are the best alternatives to Revolut?
Popular alternatives include Monzo, Starling Bank, Wise (for transfers), and N26. For investing-specific features, consider Trading 212 or Freetrade. The best alternative depends on your needs: travel perks, savings rates, or business banking.
Is Revolut safe?
Revolut is regulated by the FCA in the UK and offers 24/7 security through Revolut Secure, with proactive fraud protection. Customer funds are safeguarded. The app has a 4.7 out of 5 Trustpilot rating and is used by over 75 million customers globally.
