Bonsai is an all-in-one business management platform for freelancers and service teams, covering CRM, proposals, contracts, invoicing, time tracking, and expenses.
from $9/user/mo
About Splitwise
What is Splitwise?
Splitwise is a web and mobile app that helps you track shared expenses with friends, family, housemates, and travel groups. It eliminates awkward money conversations by automatically calculating who owes whom, so you can focus on enjoying your trip or shared living situation.
Who is it for?
Splitwise is ideal for anyone who frequently splits costs: travelers dividing hotel bills and meals, roommates sharing rent and utilities, couples managing household expenses, or friends organizing group dinners and events. It is not designed for business accounting or expense reporting for companies — it's purely for personal, informal shared finances.
Key features and use cases
You can create groups for trips, housemates, or any shared activity, add expenses on the go via mobile app or web, and choose equal or unequal splits (by percentage or shares). The tool simplifies debts by calculating total balances and even supports recurring expenses. The free plan covers unlimited expenses and core features. Upgrade to PRO for receipt scanning, charts and graphs, currency conversion, and more. Real users from The New York Times and Business Insider praise it for preventing fights over money and making group trips stress-free.
Key features
- Track balances — Instantly see who owes whom with live, simplified calculations.
- Organize expenses by group — Create separate groups for trips, housemates, friends, and family.
- Quick expense entry — Add expenses on the go before you forget who paid.
- Pay friends back — Record cash or online payments to settle up easily.
- Equal or unequal splits — Split by percentage or shares for fair division.
- Recurring expenses — Automate monthly shared bills like rent or utilities.
- Cloud sync & offline mode — Access your data across devices and add expenses offline.
SaaSpartout Score
7.1
/10
Editorial score from our review methodology — not user ratings.
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Splitwise Pricing
Splitwise pricing: Free / $3.99/mo PRO. Billing model: Free.
For comparison: the median starting price in Finance & Accounting is $20/month, measured across 145 tools we track. See the full SaaS Pricing Index →
Free
$0 per month. Includes unlimited expenses, expense tracking, simplify debts, recurring expenses, offline mode, cloud sync, and core features.
PRO
$3.99 per month (or $29.99 per year). Includes everything in Free plus receipt scanning, itemization, charts and graphs, currency conversion, expense search, save default splits, ad-free experience, and early access to new features.
Frequently asked questions
Is Splitwise really free?
Yes, the basic version is free forever with no credit card required. It includes unlimited expenses, expense tracking, and most core features.
How much does Splitwise PRO cost?
Splitwise PRO costs $3.99 per month or $29.99 per year. It adds receipt scanning, charts, currency conversion, and an ad-free experience.
What is Splitwise best for?
Splitwise is best for managing shared expenses among friends, housemates, travel groups, and couples. It simplifies who owes whom and avoids awkward money discussions.
What are the best alternatives to Splitwise?
Popular alternatives include Tricount, Settle Up, and Goodbudget. Each offers different features for group expense splitting and budgeting.
Can I use Splitwise for business expenses?
No, Splitwise is designed for personal and social expense splitting, not for business accounting or corporate expense reports.
