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Strike Finance & Accounting

from $0/personal transfer

Strike (Finance & Accounting): Strike is a payment platform using Bitcoin technology for instant, low-cost global money transfers. Pricing: from $0/personal transfer. (data verified July 2026)

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About Strike

What is Strike?

Strike is a payment and money transfer app that leverages the Bitcoin Lightning Network to enable instant, near-zero-cost transactions worldwide. It solves the problem of slow, expensive international wire transfers and cross-border payments by converting fiat currency to Bitcoin and back seamlessly. It is designed for individuals and businesses who need fast, low-fee international payments, remittances, or payroll. It is NOT a general-purpose bank account or cryptocurrency trading platform.

Who is it for?

Strike is best for freelancers receiving payments from abroad, businesses paying international contractors, and individuals sending remittances to family overseas. Real use cases include a US freelancer getting paid by a European client in minutes instead of days, or a company paying a distributed global team in their local currencies at near-zero cost.

Key capabilities

Strike offers a simple interface for sending and receiving money, integrating with the Bitcoin network in the background. Users can convert between USD, EUR, GBP, and other currencies, and send money to any Strike user or external bank account. The service is regulated and available in multiple countries.

Key features

  • Instant global transfers — Send money to any Strike user or bank account in seconds, not days.
  • Near-zero fees — Most personal transfers are free; business transfers cost a tiny percentage, much less than traditional wires.
  • Multi-currency support — Hold and transact in USD, EUR, GBP, and other major currencies.
  • Bitcoin Lightning Network — Behind-the-scenes technology makes transactions fast and cheap without exposing users to crypto complexity.
  • Business payouts — Pay international contractors and employees in their local currency with minimal fees.
  • API access — Developers can integrate Strike payments into their own apps and platforms.

SaaSpartout Score

7.5 /10
Ease of use 8.5
Features depth 7.5
Value for money 9.0
Support quality 6.5
Integrations 7.0
Scalability 7.5
Documentation 6.0
Onboarding speed 8.0

Editorial score from our review methodology — not user ratings.

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Strike Pricing

Strike pricing: from $0/personal transfer.

Personal

Free to create an account. Sending money to another Strike user is free. Bank withdrawals and deposits are free (within limits).

Business

Variable per transaction; typically a small percentage (e.g., 0.5% or less). No monthly subscription.

No long-term contracts. A free trial is available — simply create an account and start sending money at no cost for personal use.

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Frequently asked questions

How much does Strike cost?
Strike is free for personal users sending money to other Strike users. Business transfers have a small per-transaction fee (typically under 1%). There's no monthly subscription.
Is Strike free to use?
Yes, for most personal transfers. Sending to other Strike users, depositing, and withdrawing to your bank are free.
How does Strike work?
Strike converts your fiat currency (e.g., USD) into Bitcoin behind the scenes, sends it via the Lightning Network, then converts it back to the recipient's currency. You never handle crypto directly.
Who is Strike best for?
Freelancers receiving international payments, businesses paying global contractors, and individuals sending remittances. It's not a full bank account or crypto trading app.
What are Strike's top alternatives?
Alternatives include Wise (formerly TransferWise), PayPal, and traditional bank wire transfers. Strike is faster and often cheaper for small transfers.
What countries is Strike available in?
Strike is available in the US, most European countries, and several other regions. Availability varies; check the app's supported countries list.

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