Bonsai is an all-in-one business management platform for freelancers and service teams, covering CRM, proposals, contracts, invoicing, time tracking, and expenses.
from $9/user/mo
About Worldpay
What is Worldpay?
Worldpay is a payment processing platform that helps businesses accept and manage payments across in-person, online, and phone channels. It solves the problem of fragmented payment infrastructure by offering a unified solution for checkout, fraud protection, and revenue optimization.
Who is it for?
Worldpay serves small and mid-sized businesses, enterprises, and software platforms. Ideal for retailers, e-commerce stores, and SaaS platforms seeking secure, flexible payments. It's not suited for businesses that want a fixed flat-rate pricing model or that operate outside Worldpay's supported regions.
Real use cases
A retail chain uses Worldpay to process in-person card payments with point-of-sale terminals. An online subscription service uses Worldpay's APIs to handle recurring billing and reduce failed payments. A software platform embeds Worldpay to offer integrated payments to its users, unlocking new revenue streams.
Key features
- Multi-channel payments — Accept cards in person, online, and by phone with simplified, high-converting checkouts.
- Fraud protection — Advanced screening and authentication reduce chargebacks and false declines.
- Optimization tools — Smart routing, intelligent retries, and higher authorization rates boost revenue.
- Embedded finance — Integrate payments into your platform to enhance customer experience and create new revenue streams.
- Real-time payouts — Accelerate cash flow with automated settlements and international routing.
- Global payment options — Accept a wide range of payment brands including Visa, Mastercard, and American Express.
- API-first integration — Build on Worldpay APIs for flexibility and scalability.
SaaSpartout Score
7.3
/10
Editorial score from our review methodology — not user ratings.
◆ AI advisor — 30 seconds, no signup
Why are you looking at Payments & Merchant Services tools today?
Worldpay Pricing
Worldpay pricing: from £15/mo.
For comparison: the median starting price in Finance & Accounting is $20/month, measured across 145 tools we track. See the full SaaS Pricing Index →
Typical Payment Processing
Pricing varies by business. Fees are quoted after a quick online assessment. Example: in-person transactions start at 0.0% for most cards plus a 4.5p authorization fee; online/phone transactions also 0.0% plus 4.5p. Additional monthly charges include point-of-sale terminal at £20.00 per terminal, gateway included, PCI DSS service fee £5.00, and a minimum monthly service charge of £15.00.
Point-of-Sale Terminal
£20.00 per terminal per month — includes card acceptance at physical locations with an authorization fee per transaction.
Gateway
Included in pricing — enables online and phone card payments with the same transaction rates.
No free trial is offered. Get a quote in minutes via Worldpay's website.
Frequently asked questions
Is Worldpay free?
No, Worldpay charges per-transaction fees plus monthly service charges. A minimum monthly service charge of £15.00 and PCI DSS fee of £5.00 apply.
How much does Worldpay cost?
Costs vary by business. For example, in-person transaction fees can start at 0.0% plus a 4.5p authorization fee, with a £20 monthly terminal fee. Online payments have similar transaction fees.
Who is Worldpay best for?
Worldpay suits small to mid-sized businesses, large enterprises, and software platforms. It's best for those needing a robust, multi-channel payment solution with fraud protection and optimization tools.
What are the top alternatives to Worldpay?
Top alternatives include Stripe, Adyen, PayPal, and Square. Each offers different pricing and features; compare on SaaSpartout to find the best fit.
What is a key limitation of Worldpay?
Pricing is not transparent up-front; you must get a quote. Also, some users may find transaction fees higher than flat-rate competitors like Square or PayPal for small-volume sales.
