Razorpay vs Refrens
Both are Finance & Accounting tools. Below, the differences that matter: verified pricing, editorial scores and who each one is really for.
Razorpay: Razorpay is a full-stack Indian payment gateway with zero setup fees, 100+ payment modes, and subscription billing for businesses. Pricing: from Free · 2% per transaction (cards/UPI) · from ₹0 setup. (data verified June 2026)
Refrens: Refrens is an all-in-one business platform for invoicing, accounting, GST filing, and inventory management for Indian freelancers and SMEs. Pricing: from Free · from ₹1,499/yr. (data verified June 2026)
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At a glance
 Razorpay |
 Refrens | |
|---|---|---|
| Rating | — | — |
| Pricing | Free · 2% per transaction (cards/UPI) · from ₹0 setup | Free · from ₹1,499/yr |
| Pricing model | Freemium | Freemium |
| Category | Finance & Accounting | |
| Visit website → | Visit website → | |
Editorial scorecard
Editorial score from our review methodology — not user ratings.
| Ease of use | 7.5 | 7.5 |
| Features depth | 8.5 | 8.0 |
| Value for money | 7.0 | 8.5 |
| Support quality | 6.5 | 6.5 |
| Integrations | 8.0 | 6.0 |
| Scalability | 8.0 | 7.0 |
| Documentation | 7.0 | 6.5 |
| Onboarding speed | 7.5 | 7.5 |
| Overall | 7.5 | 7.2 |
Frequently asked questions
What is Razorpay?
Razorpay is a full-stack Indian payment gateway with zero setup fees, 100+ payment modes, and subscription billing for businesses.
What is Refrens?
Refrens is an all-in-one business platform for invoicing, accounting, GST filing, and inventory management for Indian freelancers and SMEs.
How much do Razorpay and Refrens cost?
Razorpay: Free · 2% per transaction (cards/UPI) · from ₹0 setup. Refrens: Free · from ₹1,499/yr.
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