Payability — Finance & Accounting

Amazon sellers wait 14+ days for payouts. Payability cuts that to daily: you get your revenue as it comes in, not when Amazon decides to release it.

What it does

Payability offers two products: Instant Daily Payouts (get yesterday's sales today) and Capital Advance (lump sum against future sales). Both work by connecting your Amazon seller account and analyzing your sales history. No credit check, no interest — just a flat fee per payout or advance.

Best for

• Amazon FBA sellers who need cash flow to restock inventory
• E-commerce businesses scaling fast and tired of waiting for Amazon's bi-weekly payouts
• New sellers with limited credit history but consistent sales

Strengths

• No credit check — approval based on your Amazon sales data
• Flat fee structure — no compounding interest or hidden APR
• Direct integration with Amazon Seller Central — no manual data entry
• Capital advances up to $5M for established sellers

• Instant Daily Payouts — Get yesterday's Amazon sales deposited to your bank account every business day
• Capital Advance — Receive a lump sum based on future sales, repaid as a percentage of daily revenue
• No Credit Check — Underwriting uses your Amazon sales history, not personal credit score
• Flat Fee Pricing — Pay a fixed percentage per payout or advance, no interest accrual
• Amazon Seller Central Sync — Automatic connection to your seller account for real-time data
• Flexible Repayment — Capital advances repaid through a small cut of daily sales, not fixed monthly payments

Payability pricing: Free to start · fees vary by product. Billing model: Custom.

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