Payability

Finance & Accounting Free to start · fees vary by product

About Payability

Amazon sellers wait 14+ days for payouts. Payability cuts that to daily: you get your revenue as it comes in, not when Amazon decides to release it.

What it does

Payability offers two products: Instant Daily Payouts (get yesterday's sales today) and Capital Advance (lump sum against future sales). Both work by connecting your Amazon seller account and analyzing your sales history. No credit check, no interest — just a flat fee per payout or advance.

Best for

Amazon FBA sellers who need cash flow to restock inventory
E-commerce businesses scaling fast and tired of waiting for Amazon's bi-weekly payouts
New sellers with limited credit history but consistent sales

Strengths

No credit check — approval based on your Amazon sales data
Flat fee structure — no compounding interest or hidden APR
Direct integration with Amazon Seller Central — no manual data entry
Capital advances up to $5M for established sellers

Key features

Instant Daily Payouts — Get yesterday's Amazon sales deposited to your bank account every business day
Capital Advance — Receive a lump sum based on future sales, repaid as a percentage of daily revenue
No Credit Check — Underwriting uses your Amazon sales history, not personal credit score
Flat Fee Pricing — Pay a fixed percentage per payout or advance, no interest accrual
Amazon Seller Central Sync — Automatic connection to your seller account for real-time data
Flexible Repayment — Capital advances repaid through a small cut of daily sales, not fixed monthly payments

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