Payability
Payability offers daily payouts and capital advances for Amazon and Walmart sellers, with no credit check.
Free to start · fees vary by product
About Founderpath
Founderpath provides non-dilutive capital to B2B SaaS companies, letting you get growth funding without selling equity or taking on traditional debt. Connect your Stripe, QuickBooks, or other accounting data for automated underwriting in as fast as 48 hours, and receive a lump sum (typically 1–3x monthly revenue) that you repay as a fixed percentage of monthly revenue. There are no fixed monthly payments, no interest rate, and no personal guarantee required.
Who it’s for
Founderpath is ideal for B2B SaaS companies with at least $5k MRR (about $60k ARR) and 12+ months of revenue history. It is designed for founders who want growth capital without giving up equity or personal guarantees. It is not suited for pre-revenue startups, consumer apps, or businesses below $1M in annual revenue.
Real use cases
Founders use Founderpath to fund marketing campaigns, hire sales teams, or bridge cash flow gaps before large contracts. For example, a SaaS company with $50k MRR used Founderpath to accelerate product development, repaying through a revenue share that scaled down in slower months. Another used a Merchant Cash Advance to manage seasonal cash flow.
How it works
Connect your data (Stripe, QuickBooks, etc.), get underwritten in 48 hours, and receive funds in as fast as 24 hours (Revenue Financing) or 4 days (Term Loans). Repayment flexes with your monthly revenue — no fixed payments. Founderpath has deployed over $271M to 739 companies with a 4.9/5 founder rating on Trustpilot.
Key features
- Revenue-based financing — Get $10k–$2M based on your MRR and growth rate
- Stripe integration — Connect your payment processor for automated underwriting
- No fixed payments — Repay as a percentage of monthly revenue, capped at 1.35x
- No personal guarantee — The loan is secured by future revenue, not your personal assets
- Fast funding — Decision in 48 hours, funds in as fast as 24 hours for Revenue Financing
- No prepayment penalty — Pay off early with no extra fees
- Multiple product options — Revenue Financing, Term Loans, and Merchant Cash Advance available
SaaSpartout Score
7.3
/10
Editorial score from our review methodology — not user ratings.
Founderpath Pricing
Founderpath pricing: Discount rate from 7% (Revenue Financing). Billing model: Custom.
Revenue Financing
For software companies with $1M–$3M ARR. Discount rate from 7%. No equity taken. Funded in 24 hours. Repay as a percentage of monthly revenue until a cap (e.g., 1.35x the advance).
Term Loans
For mature software companies above $3M revenue. Interest rate from 15%. Term up to 4 years. No warrants. Interest-only periods available.
Merchant Cash Advance
For companies with seasonal cash flows. Repayment from 5% of monthly sales. Structure: percentage of monthly sales. No equity taken.
Apply online for free — no commitment to check your terms.
Frequently asked questions
How much does Founderpath cost?
Pricing depends on the product. For Revenue Financing, the discount rate starts from 7% with a repayment cap of 1.35x the advance. Term Loans start at 15% APR. Merchant Cash Advance repayment starts at 5% of monthly sales.
Is Founderpath free to use?
Yes, applying for Founderpath is free with no commitment. You can connect your data and see your terms before accepting any funding.
Who qualifies for Founderpath?
Founderpath is for B2B SaaS companies with at least $5k MRR ($60k ARR) and 12+ months of revenue history. Pre-revenue startups and consumer apps do not qualify.
How fast does Founderpath fund?
Revenue Financing can fund in 24 hours after underwriting. Term Loans typically close in 4 days. The initial decision takes 48 hours after connecting your data.
What are the top alternatives to Founderpath?
Alternatives include Pipe, Capchase, Wayflyer, and Lendio. Founderpath distinguishes itself with no personal guarantee, no fixed payments, and a high Trustpilot rating of 4.9/5.
Does Founderpath require a personal guarantee?
No. Founderpath does not require a personal guarantee. The financing is secured against future revenue, not your personal assets.
