Envoy ◆
Envoy is a visitor management and workplace platform with secure check-in, emergency response, and compliance.
from $362/location/mo (billed annually)
About Privacy
What is Privacy?
Privacy.com is a virtual card service that generates unique 16-digit card numbers with CVV and expiration dates. These Privacy Cards act as a secure layer between your real credit/debit card and online merchants, preventing your personal financial data from being shared, stolen, or misused. The service is PCI-DSS compliant, SOC 2 Type II certified, and uses 256-bit encryption.
Who is it for?
Privacy is ideal for privacy-conscious online shoppers, subscription managers, small business owners, and anyone who worries about data breaches or card number theft. It is not designed for in-person point-of-sale transactions (except with Pro/Everywhere Cards) or for users who don't need card-level spending controls.
How it works & real use cases
When you check out online, you use a Privacy Card instead of your real card. Each card can be merchant-locked (usable only at one store), single-use (auto-close after first transaction), or category-locked (e.g., groceries). You set spend limits per transaction, monthly, annual, or total. Users report peace of mind when shopping on unfamiliar sites, managing recurring subscriptions with tight budgets, or sharing cards with family via Card Sharing. The browser extension streamlines the experience.
Key features
- Merchant-Locked Cards — Cards lock to the first merchant you use them with, so they can't be used elsewhere if stolen.
- Single-Use Cards — Cards auto-close after the first transaction, perfect for one-time purchases.
- Spend Limits — Set transaction, monthly, annual, or total spend limits on any card.
- Pause & Close — Temporarily pause or permanently close a card anytime, without affecting other cards.
- Category-Locked Cards (Plus & above) — Lock cards to specific spend categories like groceries, dining, or subscriptions.
- Card Sharing (Plus & above) — Share virtual cards with trusted family or friends.
- API Access (Plus & above) — Programmatically create and configure virtual cards.
SaaSpartout Score
7.3
/10
Editorial score from our review methodology — not user ratings.
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Privacy Pricing
Privacy pricing: from $0/mo.
For comparison: the median starting price in Cybersecurity is $9.99/month, measured across 116 tools we track. See the full SaaS Pricing Index →
Personal ($0/mo)
Up to 12 new cards per month, merchant-locked & single-use cards, spend limits, pause/close cards, 3% foreign transaction fee.
Plus ($5/mo or $60/yr)
Everything in Personal, plus up to 24 cards/month, category-locked cards, card sharing, card notes, API access.
Pro ($10/mo or $120/yr)
Everything in Plus, plus up to 36 cards/month, Everywhere Cards (max 3), 1% cashback on eligible purchases up to $4,500/mo, no foreign transaction fees.
Premium ($25/mo or $300/yr)
Everything in Pro, plus up to 60 cards/month, best for small businesses. No free trial.
Frequently asked questions
Is Privacy free?
Yes, Privacy offers a free Personal plan with up to 12 new cards per month, merchant-locked/single-use cards, and spend limits. Paid plans start at $5/mo.
How much does Privacy cost?
Personal is $0/mo, Plus is $5/mo, Pro is $10/mo, and Premium is $25/mo. Annual billing discounts apply (e.g., Plus $60/yr).
How does Privacy work?
You link your real debit/credit card to your Privacy account, then generate virtual cards with their own 16-digit numbers. Use those virtual cards for online purchases to keep your real card details private.
Who is Privacy best for?
It's best for online shoppers who want to avoid sharing their real card info, subscription managers needing spend limits, and small business owners who need card volume (Premium plan).
What are the best alternatives to Privacy?
Alternatives include Revolut's disposable virtual cards, Capital One's Eno, and virtual card offerings from banks like Citibank or Amex. Privacy stands out for merchant-locking and category controls.
Can I use Privacy for in-store purchases?
Only on the Pro plan (or above) with Everywhere Cards, which can be used for physical transactions at any merchant. Plans below Pro are for online/phone payments only.
