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About Termii
What is Termii?
Termii is a communication platform that prevents critical transaction messages—like OTPs, payment confirmations, fraud alerts, and checkouts—from failing. Using AI (called Ayla) across SMS, WhatsApp, voice, and email, Termii scores delivery confidence, routes messages through the best channel, and automatically retries if needed, ensuring your customers never miss a critical alert.
What problem does it solve?
Traditional messaging platforms often "send and forget," leading to failed OTPs, abandoned logins, delayed fraud alerts, and silent payment failures. Termii solves this by using AI to predict and avoid failures before they happen, with real-time monitoring, fallback paths, and a 99.9% uptime SLA. It also offers a shared inbox for customer support (Resolve) and AI-powered campaigns (Engage).
Who is it for?
Termii is built for fintechs, banks, payment processors, and any business that relies on transactional messaging to keep customers secure and engaged. It's ideal for teams that need guaranteed delivery for OTPs, payment alerts, and fraud notifications. It's not for casual marketers—it's designed for high-volume, high-stakes communication.
Real use cases
Use Termii to send OTPs that always arrive, even during peak traffic; to route payment confirmations via WhatsApp when SMS fails; to send fraud alerts instantly across multiple channels; and to manage customer support conversations from one inbox across WhatsApp, email, and live chat.
Key features
- Signals — Guarantee delivery of OTPs, alerts, and notifications with AI-driven routing and fraud protection.
- Engage — Run AI-powered campaigns across SMS, WhatsApp, and email with smart timing by Ayla.
- Resolve — Manage customer support in one shared inbox across WhatsApp, email, live chat, Instagram, and Messenger.
- Ayla AI — Trained on 3B+ transaction signals, Ayla scores, routes, monitors, and resolves in real time.
- Auto Failover — Automatically switch channels if a message fails, ensuring delivery.
- Fraud Guard — Real-time fraud detection and protection on every signal.
- One API — A single REST API to send across SMS, WhatsApp, voice, and email.
SaaSpartout Score
7.7
/10
Editorial score from our review methodology — not user ratings.
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Termii Pricing
Termii pricing: Pay as you go, from $0.0001 per transaction (BYOP).
For comparison: the median starting price in Communication is $15.99/month, measured across 153 tools we track. See the full SaaS Pricing Index →
Signals (Pay as you go)
No subscription, no minimums. Pay only for what flows through. WhatsApp Business Account: $50/month per account. BYOP Connections: $0.0001 per transaction. Fraud Guard: $0.0015 per signal. Auto Failover: $0.0005 per failover. Usage is metered in real-time and billed at cycle end.
Engage (Custom pricing)
AI-powered campaigns, segments, and journeys across SMS, WhatsApp, and email. Billed per message on top of base plan. Contact sales for current rate card.
Resolve (Custom pricing)
Shared inbox for customer support across WhatsApp, email, live chat, Instagram, and Messenger. Billed per conversation or message.
Free to start. No credit limit—billed at cycle end. For custom bundles (banks, large processors), contact sales.
Frequently asked questions
Is Termii free to start?
Yes, Termii is free to start. You can sign up and begin building without upfront costs. You only pay for what you use, with no subscription or minimums.
How much does Termii cost?
Termii's Signals product starts at $0.0001 per transaction for BYOP connections, plus $50/month per WhatsApp Business Account, $0.0015 per signal for Fraud Guard, and $0.0005 per failover. Engage and Resolve are billed per message/conversation with custom pricing.
Who is Termii best for?
Termii is best for fintechs, banks, payment processors, and any business that needs guaranteed delivery of OTPs, payment alerts, and fraud notifications. It's not ideal for low-volume or non-transactional messaging.
What are the top alternatives to Termii?
Top alternatives include Twilio, Vonage, MessageBird, and Sendchamp. Termii differentiates with AI-powered routing, automatic failover, and a focus on guaranteed delivery for transactional messages.
How does Termii guarantee delivery?
Termii uses Ayla AI, trained on 3B+ transaction signals, to score delivery confidence in under 50ms and route each message through the best channel (SMS, WhatsApp, voice, email). If a channel fails, auto-failover instantly switches to another, and you get a 99.9% uptime SLA.
