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About 9Spokes
What is 9Spokes?
9Spokes is a white-label open banking data platform that helps banks, fintechs, and merchant aggregators transform consented SMB data into actionable financial insights. It aggregates data from banking, merchant, credit card, cashflow, and business app sources to deliver a unified view of small business customers.
What problem does it solve?
Financial institutions often struggle to understand their SMB customers' financial health, leading to missed opportunities and increased risk. 9Spokes solves this by providing intuitive dashboards and automated insights that help internal teams manage risk, personalize engagement, and grow wallet share.
Who is it for?
It is designed for banks, fintechs, credit unions, and merchant aggregators that want to deepen SMB relationships. It is not for individual businesses looking for a standalone financial dashboard—it is a white-label platform that embeds into existing digital channels.
Real use cases
Banks use it to deliver a branded financial hub to SMB customers, while relationship managers use the Customer Insights Hub to prioritize outreach and act on risk signals. Lending and credit teams use it to identify early warnings and growth opportunities across the portfolio.
Key features
- White-label branding — Seamlessly integrate with your existing online presence under your brand.
- Data aggregation — Connect banking, merchant, credit card, cashflow, and business app data.
- SMB Financial Hub — Provide customers with a unified dashboard across cashflow, accounts, and merchant activity.
- Customer Insights Hub — Give internal teams portfolio intelligence for risk signals and wallet share.
- Automated insights — Turn real-time data into intuitive dashboards and actionable recommendations.
- Enterprise-grade security — Trusted by major financial institutions like Bank of America.
SaaSpartout Score
7.4
/10
Editorial score from our review methodology — not user ratings.
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9Spokes Pricing
9Spokes pricing: Custom pricing (request demo).
For comparison: the median starting price in Analytics & Data is $39/month, measured across 274 tools we track. See the full SaaS Pricing Index →
Custom Enterprise Pricing
9Spokes does not publicly list pricing. It offers tailored plans based on institution size, data sources, and deployment needs. Contact sales for a custom quote and to request a demo. A free trial is not mentioned, but a demo is available.
Frequently asked questions
What is 9Spokes used for?
9Spokes is used by banks, fintechs, and merchant aggregators to turn consented SMB data into financial insights, helping them improve customer relationships and manage risk.
How much does 9Spokes cost?
9Spokes uses custom pricing based on your institution's needs. No starting price is publicly listed, so you need to request a demo to get a quote.
Does 9Spokes offer a free trial?
There is no mention of a free trial on their website. They do offer a demo to see the platform in action.
Who is 9Spokes best for?
9Spokes is best for banks, fintechs, and merchant aggregators that want to offer a white-label financial dashboard to their SMB customers and need internal portfolio insights.
What are top alternatives to 9Spokes?
Alternatives include Plaid, Finicity, and MX, which also provide open banking data aggregation and financial insights for financial institutions.
What is the key limitation of 9Spokes?
The lack of transparent pricing can be a barrier for smaller institutions, and it may require significant integration effort to set up.
