Lunch Money ◆
Lunch Money is a personal finance tracker that auto-categorizes transactions and lets you set recurring budgets with rollover rules.
Free·from $10/mo
About Kubera
Kubera is a comprehensive net worth tracker that aggregates all your financial accounts—banks, brokerages, crypto wallets, real estate, and alternative assets—into a single, unified dashboard. It solves the problem of fragmented financial data by pulling everything together automatically, so you see your complete financial picture without manual spreadsheets.
What it does
Connect accounts via Plaid (20,000+ institutions), crypto blockchains, and custom CSV uploads. Kubera updates balances, holdings, and valuations in real-time, calculates net worth including liabilities, and shows historical trends with daily snapshots. It also supports multi-currency accounts and manual assets like vehicles or collectibles.
Who it is for
Ideal for individuals managing multiple accounts, crypto investors tracking volatile holdings alongside traditional assets, families monitoring shared finances or trusts, and high-net-worth individuals needing support for private stocks, LP positions, and alternative investments. It is not suited for business accounting or expense tracking.
Use cases
Track your net worth over time to see progress toward financial goals. Monitor crypto staking, DeFi, and NFTs alongside stocks and bonds. Manage real estate valuations with AI-powered appraisal updates. Import complex asset documents via AI from PDFs or screenshots for assets that don't sync directly.
Key features
- Account aggregation — Sync banks, brokerages, crypto exchanges, and more via multiple aggregators
- Net worth calculation — Automatic total with liabilities, updated daily
- Historical trends — Charts showing net worth over days, months, years with daily snapshots
- Digital asset support — Track crypto, NFTs, DeFi, staking, and lending on-chain
- Alternative assets — Add private stocks, LP positions, real estate, vehicles, jewelry, and collectibles with custom values
- Multi-currency support — Handles accounts in different currencies with live conversion
- AI import — Upload documents or screenshots to auto-populate assets not available via sync
Kubera Pricing
Kubera pricing: from $250/year. Billing model: Subscription.
Kubera Plan
$250 per year (billed annually). Includes full access to all features: aggregation across banks, brokerages, crypto, and alternative assets; historical net worth charts; multi-currency support; AI import; and 14-day free trial. No tiered plans—one plan for all users, from $250K to $2.5B net worth.
Frequently asked questions
How much does Kubera cost?
Kubera costs $250 per year, billed annually. There is a 14-day free trial available.
What is Kubera used for?
Kubera is a net worth tracker that aggregates all your financial accounts—bank accounts, investment portfolios, crypto wallets, real estate, and alternative assets—into one dashboard to show your complete financial picture.
Does Kubera have a free plan?
Kubera does not have a free plan, but it offers a 14-day free trial so you can test all features before committing.
Who is Kubera best for?
Kubera is best for individuals managing multiple accounts, crypto investors, families with shared finances, and high-net-worth individuals with alternative assets like private stocks and LP positions.
What are the top alternatives to Kubera?
Top alternatives include Personal Capital (now Empower), Mint (now Credit Karma), YNAB, and Tiller Money. Kubera stands out for its deep crypto and alternative asset support.
Does Kubera support international banks?
Yes, Kubera supports thousands of financial institutions worldwide via multiple aggregators, and allows manual CSV or ticker-based tracking for global stocks and exchanges.
