ProjectionLab

ProjectionLab turns financial planning into a visual, interactive model. rather than a typical spreadsheets, you create dynamic projections that account for inflation, market returns, taxes, and life events—then run Monte Carlo simulations to see probability ranges.

What it does

You input income, expenses, assets, debts, and goals (retirement, college, home purchase). The tool runs thousands of scenarios using historical market data to show the likelihood of hitting your targets. Adjust variables like spending or retirement age and see the impact instantly.

Best for

• Individuals planning retirement with realistic probability modeling
• Couples mapping out joint financial goals and scenarios
• Financial advisors creating client projections without enterprise software

Strengths

• Monte Carlo simulation for probability-based planning
• Handles complex scenarios: multiple income streams, tax brackets, Social Security
• Clean, interactive charts that make financial data digestible

• Monte Carlo simulations — run thousands of market scenarios to gauge goal probability
• Multi-goal planning — model retirement, education, home purchase, and more simultaneously
• Tax-aware modeling — accounts for federal and state taxes, Roth vs. Traditional accounts
• What-if scenarios — adjust spending, returns, or retirement age and see instant recalculations
• Exportable reports — download summaries and charts for review or sharing