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Rocket Money

Finance & Accounting Free · from $3/mo

About Rocket Money

Rocket Money (formerly Truebill) scans your bank accounts for recurring subscriptions, flags ones you don't use, and can cancel them on your behalf. It also negotiates lower rates on bills like cable or internet.

What it does

Connect your bank accounts and credit cards; the app identifies every recurring charge, from Netflix to gym memberships. You can cancel subscriptions with one tap, and the bill negotiation team works to lower your monthly expenses for a cut of the savings.

Best for

  • People with multiple subscriptions they've forgotten about
  • Anyone wanting to lower monthly bills without haggling themselves
  • Budget-conscious consumers tracking spending patterns

Strengths

  • Automatically detects subscriptions you might have missed
  • Bill negotiation service with a success-based fee (no win, no fee)
  • Free tier covers basic subscription tracking

Key features

  • Subscription detection — Scans transactions to find all recurring charges
  • One-tap cancellation — Cancels unwanted subscriptions directly from the app
  • Bill negotiation — Team negotiates lower rates on cable, internet, and phone bills
  • Spending insights — Categorizes expenses and shows where money goes
  • Smart savings — Automatically moves spare change into a savings account
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