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North — E-commerce

from $0/mo

North (E-commerce): North is a full-service payment processing and merchant services platform for in-person, online, and keyed-in transactions. Pricing: from $0/mo. (data verified August 2026)

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About North

What is North?

North is a payment technology and merchant services provider that offers a suite of tools to help businesses accept payments, manage operations, and grow. From point-of-sale (POS) systems to payment processing, North covers in-store, online, and mobile transactions, along with back-office features like invoicing, reporting, inventory, and reputation management.

What problem does it solve?

North simplifies the complexity of payments and merchant services by offering a unified platform. It handles everything from transaction processing (dip, tap, swipe, keyed entry, invoices) to business management, so merchants don't have to piece together multiple vendors. With PCI DSS-validated security, fast funding options, and 24/7 support, North reduces friction and lets business owners focus on their core operations.

Who is it for?

North is designed for a wide range of businesses, including restaurant, retail, specialty, big business, and services like contractor, beauty, fitness, and healthcare. It's a good fit for small to enterprise-level merchants who need reliable payment processing and value-added tools. It's not ideal for businesses only needing basic online payment gateways without merchant services or hardware.

Real use cases

- A quick-service restaurant uses North's POS to handle in-store orders, manage inventory, and process payments via debit or credit cards.
- An online retailer uses North's payment links to accept card payments without requiring customer accounts, and sends invoices for recurring billing.
- A mobile contractor uses the Payanywhere 3-in-1 Bluetooth reader to accept payments on the go, and uses the virtual terminal for keyed entry.

Key features

  • Omnichannel payment acceptance — Accept in-person (dip, tap, swipe), online, and keyed-entry payments, plus digital wallets like Apple Pay and Google Pay.
  • Virtual Terminal — Manually enter card-not-present transactions from your computer, no hardware required.
  • Inventory and reporting — Manage stock, generate reports, and gain business insights to streamline operations.
  • Invoicing and recurring payments — Send one-time or recurring invoices via email, SMS, or QR code (on higher tiers).
  • Fast funding — Get paid sooner with same-day or next-day funding options.
  • PCI DSS-validated security — Certified point-to-point encryption and tokenization protect every transaction.
  • Developer APIs — Seamlessly integrate payment processing into your apps, websites, or POS systems via North Developer.

SaaSpartout Score

7.3 /10
Ease of use 7.5
Features depth 8.0
Value for money 6.5
Support quality 7.0
Integrations 8.5
Scalability 7.0
Documentation 6.0
Onboarding speed 8.0

Editorial score from our review methodology — not user ratings.

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North Pricing

North pricing: from $0/mo.

For comparison: the median starting price in E-commerce is $39/month, measured across 131 tools we track. See the full SaaS Pricing Index →

Free Plan — $0/mo

Includes in-person payments at 2.69% per dip/tap/swipe, next-day funding, Tap to Pay on iPhone, Virtual Terminal, chargeback management, inventory management, unlimited users, and access to developer APIs.

Premium Plan — $14.95/mo

Adds free supplies, terminal replacement, full integrations access, and reputation management, plus all Free features.

Premium Plus Plan — $29.95/mo

Adds enhanced invoicing, recurring payments, save cards on file, loyalty program (additional $15/mo), plus all Premium features.

Online and keyed entry/invoices are priced at 3.49% + $0.19 per transaction; online custom pricing is available on request.

No free trial mentioned on the pricing page, but the free plan is available.

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Frequently asked questions

How much does North cost?
North offers a free plan at $0/mo with a 2.69% per in-person transaction. Paid plans start at $14.95/mo (Premium) and $29.95/mo (Premium Plus). Online and invoice transactions are 3.49% + $0.19 per transaction.
Does North have a free plan?
Yes, North offers a free plan with no monthly fee. It includes in-person payments, next-day funding, virtual terminal, and inventory management.
Who is North best for?
North is best for a wide range of businesses needing merchant services—from small shops and restaurants to enterprise franchises—that want a comprehensive payment solution with plenty of business tools.
What are the top alternatives to North?
Common alternatives include Square, Stripe, PayPal, and Clover. Each offers different pricing structures and features, so choose based on your business type and transaction volume.
Does North offer hardware?
Yes, North offers hardware options like the Payanywhere 3-in-1 Bluetooth card reader and the Payanywhere Smart Terminal, which can be purchased or leased.
What is North's key limitation?
North's pricing may be less transparent for online transactions (custom quote required), and advanced features like loyalty programs require an extra monthly fee.

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