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About Pesapal
What is Pesapal?
Pesapal is a financial services platform that enables businesses in Kenya to accept payments via M-Pesa (including Till, Paybill, and Xpress) and card payments (VISA, MasterCard). It streamlines payment processing across in-store, online, and mobile channels.
Problem Solved
Pesapal solves the challenge of managing multiple payment methods and reconciliation. It provides a unified system for accepting M-Pesa and card payments, issuing receipts, controlling collections, and accessing business credit, all through one platform.
Who It's For
Pesapal is ideal for small to large businesses, e-commerce stores, subscription services, online platforms, hospitality businesses (hotels, restaurants), and mobile users who want to pay bills conveniently. It is not for businesses looking for a global payment gateway with extensive cross-border features, as it primarily focuses on Kenyan operations.
Real Use Cases
Use cases include setting up a point-of-sale (POS) system in a retail store, sending e-invoices and payment links to clients, integrating payment plugins into an e-commerce website, and using the Pesapal Mobile app to pay TV, internet, airtime, event tickets, and holiday trips with zero transaction fees.
Key features
- M-Pesa & Card Payments - Accept both M-Pesa and VISA/MasterCard on one POS machine or online payment page.
- Point of Sale (POS) Integration - Integrate with systems like Oracle Micros, Compulynx, and Microsoft AMX for streamlined in-store transactions.
- Online Payments - Send e-invoices, payment links, and get a customized payment page for your business.
- Mobile App - Pay bills in bulk (TV, internet, airtime) with zero transaction fees, and scan QR codes for purchases.
- Hospitality Integration - Combine payment processing, online booking, and real-time analytics with Oracle Hospitality & Reserveport Integration.
- Business Credit Access - Access credit for your business through Pesapal's services.
SaaSpartout Score
7.3
/10
Editorial score from our review methodology — not user ratings.
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Pesapal Pricing
Pesapal pricing: contact for pricing.
For comparison: the median starting price in E-commerce is $39/month, measured across 131 tools we track. See the full SaaS Pricing Index →
Pricing Plans
Pesapal does not display specific pricing on their website. Contact Pesapal directly for a customized quote based on your business needs, transaction volumes, and chosen services (POS, online, or mobile).
No free trial is mentioned, but you can request a demo or get started by contacting their sales team.
Frequently asked questions
What does Pesapal cost?
Pesapal does not list public pricing. You must contact them directly for a quote. Pricing typically depends on the services you choose, such as POS, online payments, or mobile app features.
Is Pesapal free?
Pesapal offers some services with zero transaction fees, like paying bills through the Pesapal Mobile app, but as a business payment platform, it likely charges transaction or setup fees. Contact them for detailed pricing.
Who is Pesapal best for?
Pesapal is best for businesses in Kenya that need to accept M-Pesa and card payments, including retailers, e-commerce stores, restaurants, hotels, and service providers. It's also useful for individuals who want to pay bills via mobile.
What are the main features of Pesapal?
Key features include POS payment processing with M-Pesa and cards, online payment links and e-invoices, integration with hospitality systems, a mobile app for bill payments, and access to business credit.
What are the top alternatives to Pesapal?
Alternatives include other payment gateways like Flutterwave, Paystack, and DPO Pay, which also offer M-Pesa integration and online payment solutions in Africa.
Does Pesapal have a free trial?
There is no mention of a free trial on the Pesapal website. However, you can contact them to request a demo or more information to evaluate the platform.
