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Uviba E-commerce

from 3.9% + 50¢ per payment

Uviba (E-commerce): Uviba is a payment gateway for high-risk ecommerce, with chargeback protection and instant approval. Pricing: from 3.9% + 50¢ per payment. (data verified August 2026)

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About Uviba

What is Uviba?

Uviba is an online payment processing platform designed for ecommerce businesses, especially those considered high-risk. It lets you accept payments globally, with a focus on reducing chargebacks and avoiding long fund reserves.

How does Uviba work?

Uviba provides a payment API and dashboard to integrate payment acceptance into your site. It features instant account approval, chargeback handling on your behalf, and support for high-risk merchants. The platform claims to lower disputes and increase conversion by managing chargebacks internally.

Who is Uviba for?

It's best for high-growth ecommerce stores, including those in high-risk industries like vaping, CBD, or subscription services, that struggle with traditional processors. Businesses that want to avoid 90-day reserves or need global card support will find Uviba helpful. It’s not for low-risk, simple businesses that already have a standard merchant account.

Real use cases

Example: An online store selling supplements (often classified high-risk) uses Uviba to accept Visa, Mastercard, Discover, and Amex, with chargeback protection. Another example: a subscription box service uses Uviba’s API to handle recurring payments and reduce dispute rates.

Key features

  • Instant approval — Most accounts are approved instantly, getting you started in about 29 seconds.
  • Chargeback protection — Uviba handles disputes directly, reducing chargeback rates and increasing revenue.
  • High-risk support — No 100% reserves; accounts for high-risk businesses are supported without the usual 90-day hold.
  • Premium dashboard — Includes real-time fee reporting and a premium payment API.
  • Global payments — Accept international payments from a wide range of countries and card types.
  • No setup or hidden fees — Pay-as-you-go with no monthly minimums.

SaaSpartout Score

7.3 /10
Ease of use 8.5
Features depth 7.5
Value for money 6.5
Support quality 7.0
Integrations 6.5
Scalability 7.5
Documentation 6.0
Onboarding speed 8.5

Editorial score from our review methodology — not user ratings.

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Uviba Pricing

Uviba pricing: from 3.9% + 50¢ per payment.

For comparison: the median starting price in E-commerce is $35/month, measured across 131 tools we track. See the full SaaS Pricing Index →

Free plan

$0 / month — includes 10 users, 2 GB storage, email support and help center access. No credit card required.

Pay-as-you-go

3.9% + 50¢ per successful card charge. No setup, monthly, or hidden fees. Includes chargeback protection, combined payment gateways, all-in-one dashboard, and real-time fee reporting.

Enterprise

$29 / month — includes 30 users, 15 GB storage, phone and email support, and help center access. Contact for custom pricing.

Note: Prices may vary based on processing volume. Contact Uviba for a custom quote.

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Frequently asked questions

How much does Uviba cost?
Uviba's pay-as-you-go plan charges 3.9% + 50¢ per payment. There's also a free plan with basic features and an enterprise plan at $29/month.
Is Uviba free to use?
Yes, Uviba offers a free plan with limited features. For full payment processing, the pay-as-you-go option has no upfront fees.
Who is Uviba best for?
Uviba is best for high-risk ecommerce businesses that need chargeback protection, instant approval, and no long fund reserves. It's also good for companies with international customers.
What are the main limitations of Uviba?
There's limited public information about supported platforms and integrations. Also, the per-transaction fee is relatively high compared to standard processors.
What are top alternatives to Uviba?
Alternatives include Stripe, PayPal, and Square, which are more mainstream but may not support high-risk merchants. For high-risk, options like PayKings or Durango Merchant Services are often compared.
Does Uviba offer chargeback protection?
Yes, Uviba handles chargebacks internally, reducing dispute rates and protecting your revenue.

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