Spendesk

Spendesk replaces the corporate expense report with a system that actually works: issue virtual cards with preset limits, capture receipts via mobile, and approve spending in real time.

What it does

Spendesk combines virtual and physical corporate cards with automated expense reporting. Employees spend within budgets set by finance, receipts are matched automatically via OCR, and approvals happen in one click. The platform integrates with accounting tools like Xero, QuickBooks, and Sage.

Best for

• Finance teams tired of manual expense reconciliation
• Growing companies needing real-time spend control
• CFOs who want visibility into company-wide spending

Strengths

• Virtual cards with per-transaction limits reduce fraud risk
• Receipt matching via OCR eliminates manual data entry
• Real-time dashboards show exactly where money is going

• Virtual Cards — Issue single-use or recurring cards with custom spending limits per employee or project.
• Receipt Capture — Mobile app scans receipts and matches them to transactions automatically.
• Approval Workflows — Set rules for automatic or manual approval based on amount, category, or department.
• Accounting Integration — Syncs with Xero, QuickBooks, Sage, and other major accounting platforms.
• Real-Time Dashboards — Track spending by team, project, or category with live data.
• Expense Policies — Enforce company spending rules at the point of purchase.