Lunch Money is a personal finance tracker with auto-categorization, recurring budgets, and multi-currency support for individuals and couples.
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About Spendesk
What is Spendesk?
Spendesk is a spend management platform that replaces manual expense reports with virtual and physical corporate cards, real-time tracking, and automated receipt capture via OCR. It helps finance teams control spending, enforce budgets, and close month-end faster.
Who is it for?
Spendesk is built for growing companies, CFOs, and finance teams tired of chasing receipts and manual reconciliation. It’s best for mid-market businesses needing multi-entity support, but less suited to very small teams or single-location operations.
Key capabilities
Core features include issuing virtual cards with preset limits, automated approval workflows, real-time dashboards, and integrations with Xero, QuickBooks, Sage, and more. Spendesk also offers accounts payable automation, procure-to-pay tools, and multi-currency expense claims.
Key features
- Virtual Cards — Generate single-use or recurring virtual cards with custom limits per employee or project.
- Receipt Capture — Mobile app scans receipts and matches them to transactions automatically via OCR.
- Approval Workflows — Set rules for automatic or manual approval based on amount, category, or department.
- Accounting Integration — Syncs with Xero, QuickBooks, Sage, Datev, and other major accounting platforms.
- Real-Time Dashboards — Track spending by team, project, or category with live data.
- Expense Policies — Enforce company spending rules at the point of purchase.
- Procure-to-Pay — Centralize and automate procurement from intake to payment.
SaaSpartout Score
7.6
/10
Editorial score from our review methodology — not user ratings.
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Spendesk Pricing
Spendesk pricing: Custom quote. Billing model: Custom.
For comparison: the median starting price in Finance & Accounting is $20/month, measured across 145 tools we track. See the full SaaS Pricing Index →
Foundations
Unlimited cards, users, and control settings. Includes virtual and physical cards, receipt capture, expense claims, real-time budgets, accounting integrations, SSO/SAML, Slack integration, and multi-entity support. Pricing: custom quote.
Add-ons
Procure-to-Pay, Accounts Payable, advanced workflows and policies, multi-entity management, HR & ERP integrations. Each add-on is priced separately. Contact for quote.
CFO Connect Pro membership (€625/year) is free for Spendesk customers (one seat). Free demo available. No free plan.
Frequently asked questions
How much does Spendesk cost?
Spendesk pricing is custom-quoted based on your company size and needs. The Foundations plan includes unlimited cards, users, and core features. Add-ons like procure-to-pay and accounts payable are available at additional cost.
Does Spendesk offer a free trial?
Spendesk does not offer a free trial, but you can book a free demo to see the platform in action and get a personalized quote.
What is Spendesk used for?
Spendesk is a spend management platform for companies to issue corporate cards, automate expense reports, control budgets in real time, and integrate with accounting software.
Who is Spendesk best for?
Spendesk is best for mid-market finance teams, CFOs, and growing companies that need multi-entity spend control, automated approvals, and accounting integrations.
What are the top Spendesk alternatives?
Top alternatives include Brex, Ramp, Expensify, and Airbase. Each offers similar corporate card and expense management features but differ in pricing, integrations, and target audience.
Does Spendesk integrate with QuickBooks or Xero?
Yes, Spendesk integrates directly with Xero, QuickBooks, Sage, and Datev, plus 40+ HRIS and ERP systems via native API.
