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About Kredily
What is Kredily?
Kredily is an India-built HRMS and payroll platform that automates payroll, attendance, leave, and compliance. It offers a free forever plan for unlimited employees, with optional paid tiers starting at ₹1,249/month. The AI Payroll Agent and co-pilot Kai handle month-end tasks and answer PF, ESI, and TDS questions in plain English.
Problem Solved
Manual payroll and HR processes are time-consuming and error-prone. Kredily eliminates spreadsheet headaches by automating statutory calculations (PF, ESI, PT, TDS), salary payouts via ICICI Bank and NEFT, and generating challans and forms (Form 12BB, Form 16). It also provides a leadership cockpit with workforce analytics.
Who It Is For
Kredily is ideal for Indian SMEs, startups, and enterprises with 100–500+ employees across manufacturing, IT/ITES, healthcare, retail, and logistics. It is also designed for Chartered Accountants managing multiple clients. It is NOT for businesses outside India or those needing complex multi-country payroll.
Use Cases
From a 100-person manufacturing unit tracking attendance with selfie/GPS to a 500-person IT firm automating salary payouts and exit settlements, Kredily scales with your needs. The AI co-pilot answers 'How much PF do I owe this month?' and flags compliance windows, saving HR hours every month.
Key features
- AI Payroll Agent — Runs the month for you, with autonomy within guardrails and human approval for irreversible actions.
- AI Co-pilot (Kai) — Answers PF, ESI, TDS questions in plain English and executes tasks across 110+ skills.
- Statutory Compliance — Automatic PF, ESI, PT, and TDS calculations, with challan generation and forms.
- Salary Payouts — Direct in-product payout via ICICI Bank and NEFT, reducing bank visits.
- Attendance & Leave — Web clock-in, selfie/GPS attendance (Professional plan), and unlimited leave rules.
- Analytics & Reports — Workforce intelligence dashboard with flight-risk and early-warning insights.
- Employee Self-Service — Mobile app for payslips, leave requests, and announcements.
SaaSpartout Score
7.9
/10
Editorial score from our review methodology — not user ratings.
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Kredily Pricing
Kredily pricing: from ₹1,249/mo.
For comparison: the median starting price in HR & Recruiting is $24.50/month, measured across 152 tools we track. See the full SaaS Pricing Index →
Free Forever
₹0/month — unlimited employees. Includes payroll, HR, attendance & leave, PF/ESI/PT/TDS statutory calculation, employee self-service & mobile app, and web clock-in attendance.
Payroll OS
₹1,249/month (up to 25 employees, ₹50/emp for 26+). Everything in Free, plus salary payouts via ICICI Bank & NEFT, PF/ESI challans, Form 12BB & Form 16, and analytics & reports.
Professional
₹1,749/month (up to 25 employees, ₹70/emp for 26+). Everything in Payroll OS, plus unlimited leave/attendance/salary rules, selfie/GPS attendance & penalty rules, expense workflows & unlimited storage.
Enterprise
Custom pricing. Everything in Professional, plus exit settlements & exit management, multi-company support, and dedicated support & custom modules.
Try the Free Forever plan — no credit card required. Paid plans billed per active employee beyond 25.
Frequently asked questions
Is Kredily really free?
Yes, Kredily offers a Free Forever plan for unlimited employees with core HR, payroll, and attendance features. No credit card is required, but it is subject to an active usage policy.
How much does Kredily cost?
Kredily's paid plans start at ₹1,249/month for Payroll OS (up to 25 employees), and ₹1,749/month for Professional (up to 25 employees). Enterprise pricing is custom. Additional per-employee rates apply beyond 25.
Who is Kredily best for?
Kredily is best for Indian businesses with 100–500+ employees in manufacturing, IT/ITES, healthcare, retail, logistics, and for Chartered Accountants managing payroll for multiple clients.
What are top alternatives to Kredily?
Common alternatives include Zoho People, Keka, greytHR, and Darwinbox. Kredily differentiates with its AI co-pilot and free unlimited-employee plan.
Does Kredily handle PF, ESI, and TDS?
Yes, Kredily automatically calculates PF, ESI, PT, and TDS, and generates challans and forms like Form 12BB and Form 16. The AI co-pilot can answer compliance questions in plain English.
What is a key limitation of Kredily?
Kredily is India-focused, so it may not suit businesses needing international payroll or multi-country compliance. Also, advanced features like selfie/GPS attendance require the Professional plan or add-ons.
