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About Stream
What is Stream?
Stream is a workplace financial wellbeing platform that partners with employers to give employees tools and education to earn, learn, save, spend and borrow on their terms, all in one smartphone app. It transforms financial education from a static tick-box into a personalised experience, with data to prove its impact.
What problem does it solve?
Stream helps reduce financial stress among employees, which improves focus, productivity and job satisfaction. It tackles the cost of living by offering flexible access to pay, budgeting tools, exclusive discounts, workplace savings at competitive rates, fair loans, financial coaching, and pension consolidation.
Who is it for?
Stream is designed for employers who want to offer a research-backed financial wellbeing benefit to their workforce. It is available exclusively through destination employers, meaning employees access it via their employer. It's not for individual consumers directly.
Real use cases
Employers use Stream to improve financial resilience, help staff plan for future milestones, and build long-term security. Examples include offering earned wage access, setting up workplace savings, providing affordable loan options, and helping employees find lost pensions into a Stream personal pension.
Key features
- Flexible access to pay — employees can access earned wages before payday to cover unexpected costs.
- Budgeting tools — helps staff manage earnings and cut the cost of living.
- Exclusive discounts — offers savings on everyday purchases.
- Workplace Savings — allows employees to save at competitive rates.
- Workplace Loans — fair interest rates for employees.
- Financial Coaching — one-on-one guidance for financial planning.
- Pension consolidation — find and combine lost pensions into a Stream personal pension.
SaaSpartout Score
7.4
/10
Editorial score from our review methodology — not user ratings.
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Stream Pricing
Stream pricing: Custom pricing for employers; free for employees. Billing model: Free.
For comparison: the median starting price in HR & Recruiting is $14.48/month, measured across 142 tools we track. See the full SaaS Pricing Index →
Employer Plans
Stream offers custom pricing for employers based on company size and chosen modules. Contact Stream for a demo and quote.
Employee Access
Employees get free access to the Stream app as part of their employer's subscription. No direct cost to employees.
No free trial mentioned; demo available.
Frequently asked questions
How much does Stream cost?
Stream pricing is not publicly listed. Employers contact Stream for a custom quote based on their needs. Employees get free access via their employer.
Is Stream free for employees?
Yes, Stream is available exclusively through employers, and employees can use the app at no direct cost.
Who is Stream best for?
Stream is best for employers who want to offer financial wellbeing benefits to their staff, including flexible pay, savings, loans, and pension guidance.
What are the main features of Stream?
Stream includes flexible access to pay, budgeting tools, exclusive discounts, workplace savings, fair loans, financial coaching, and pension consolidation.
What are alternatives to Stream?
Alternatives include other financial wellbeing platforms like Wagestream, Salary Finance (now Hastee), and Nudge. Each offers similar services with varying features.
Does Stream help with pensions?
Yes, Stream helps employees find lost pensions and combine them into a Stream personal pension, giving more visibility and control over retirement savings.
